Question 1

Welfare Reform Act of 1996 had support from both Republicans and Democrats because it ended the

Accepted Answer

A)  unintended effect of allowing people to go on welfare and stay there.
B)  lack of public concern for child welfare.
C)  public opposition to locally administered welfare programs.
D)  public opposition to welfare programs for the needy.
E)  None of these answers is correct.F) D) and E)
G) C) and D) A

Question 2

Overall,poverty rates are HIGHEST in the

Accepted Answer

A)  Midwest.
B)  West.
C)  South.
D)  Northeast.
E)  Middle Atlantic.F) All of the above
G) A) and B)

Question 3

The EITC (Earned Income Tax Credit) represents a reallocation of income to

Accepted Answer

A)  wealthy individuals.
B)  lower-income working individuals.
C)  middle-class taxpayers.
D)  corporations.
E)  all working families.F) B) and E)
G) A) and E)

Question 4

The poverty line is defined as

Accepted Answer

A)  the income level below which 10 percent of the American people live.
B)  three times the annual cost of a thrifty food budget for an urban family of four.
C)  the annual cost of all goods and services that a person can reasonably be expected to want.
D)  the percentage of homeless people.
E)  the income level below which 20 percent of the American people live.F) A) and D)
G) A) and E)

Question 5

Which of the following statements is NOT true about Medicare?

Accepted Answer

A)  It is a public assistance program.
B)  It is funded by general tax revenues.
C)  It serves all Americans who cannot afford health insurance.
D)  It lacks support of the general public.
E)  It is funded by both the federal government and the states.F) A) and E)
G) B) and C)

Question 6

About one in ________ children live in poverty.

Accepted Answer

A)  three
B)  five
C)  eight
D)  twelve
E)  twentyF) B) and E)
G) B) and D)

Question 7

Which of the following is true of social security and Medicare?

Accepted Answer

A)  Eligibility requirements make sure that all social security beneficiaries have an absolute economic need for the benefit.
B)  Spending on TANF and SSI exceeds the total of all spending of public assistance programs.
C)  Most retirees receive less in social security benefits than they contributed in payroll taxes while working.
D)  Social security income is decided as follows: the lower your income while working,the larger your social security benefit upon retirement.
E)  Families in the top fifth of the income population receive more in social security and Medicare benefits than the government spends in total on TANF,SSI,food stamps,and housing subsidies for the poor.F) A) and B)
G) A) and C) E

Question 8

Who among the framers of the Constitution noted that no issue was more likely to provoke conflict that how society's resources are distributed?

Accepted Answer

A)  John Adams
B)  Alexander Hamilton
C)  Benjamin Franklin
D)  James Madison
E)  Thomas JeffersonF) All of the above
G) None of the above

Question 9

What is meant by the poverty line? Which Americans are most likely to live in a household with an income below the poverty line? What is meant by "the feminization of poverty?"

Accepted Answer

The government defines the poverty line ...

Question 10

Welfare policy in the United States

Accepted Answer

A)  is often an issue that divides the two political parties.
B)  is based entirely on the principle of need.
C)  is entirely a federal issue.
D)  is entirely a state issue.
E)  has changed very little during the nation's history.F) All of the above
G) B) and E)

Question 11

A tax where the marginal tax rate increases as income rises is a(n)

Accepted Answer

A)  progressive income tax.
B)  inflationary income tax.
C)  regressive income tax.
D)  capital gains tax.
E)  entitlement-based income tax.F) B) and C)
G) A) and D) A

Question 12

The term means test refers to

Accepted Answer

A)  the tax on a portion of the social security benefits of upper-income retirees.
B)  whether an applicant's income is low enough to qualify for public assistance.
C)  the mandatory physical examination that Medicare and Medicaid applicants must undergo before they can receive benefits.
D)  the mandatory psychological examination that Medicare and Medicaid applicants must undergo before they can receive benefits.
E)  None of these answers is correct.F) A) and B)
G) A) and D)

Question 13

Which of the following has led to gains for top earners in recent decades?

Accepted Answer

A)  changes in tax policy
B)  changes in the nation's job market
C)  the "compression effect" described by economist Paul Krugman
D)  a booming goods and services sector
E)  All of these answers are correct.F) A) and B)
G) A) and C)

Question 14

The term entitlement refers to a program

Accepted Answer

A)  that provides indirect payments to individuals,such as funding for public schools.
B)  benefiting individuals,designed specifically to alleviate the hardships of old age.
C)  that requires the payment of benefits to any individual who meets the eligibility criteria.
D)  of social welfare for which citizenship is the only criterion of eligibility.
E)  None of these answers is correct.F) A) and E)
G) B) and E)

Question 15

In the run-up to the presidential election of 2016,who of the following said that student loans are "one of the only things the government shouldn't make money off"?

Accepted Answer

A)  Bernie Sanders
B)  Hillary Clinton
C)  Mike Pence
D)  Donald Trump
E)  Barack ObamaF) C) and D)
G) A) and E)

Question 16

U.S.job growth since the 1970s has mostly occurred in which area(s) ?

Accepted Answer

A)  services
B)  manufacturing
C)  agriculture
D)  construction and agriculture
E)  services and manufacturingF) C) and E)
G) A) and B)

Question 17

Social insurance programs have high levels of public support because

Accepted Answer

A)  of their self-financing feature.
B)  they are based on an equality principle-all citizens are eligible for the benefits and all recipients receive the same level of benefits.
C)  their cost is consistently below the spending level for public assistance programs.
D)  of the necessity of increased taxes to fund them.
E)  None of these answers is correct.F) A) and E)
G) A) and B)

Question 18

Which of the following most accurately describes the American middle class between 1970 and 2015?

Accepted Answer

A)  They have grown dramatically in number.
B)  They have come to receive more than half of the nation's income.
C)  Their share of the nation's income has fallen by almost 20 percent.
D)  Their numerical size and share of the nation's income have remained remarkably constant.
E)  None of these answers is correct.F) B) and C)
G) C) and D)

Question 19

Discuss what is meant by a social insurance program and provide examples.

Accepted Answer

Social insurance programs are those prog...

Question 20

The major reason social security is likely to be the topic of reform is because

Accepted Answer

A)  many Americans will leave the system in favor of private retirement plans.
B)  Republicans wish to eliminate the system entirely,while Democrats wish to save it.
C)  the number of workers may not bring in enough money to cover the benefits of a growing number of retirees.
D)  it is a very unpopular program.
E)  All of these answers are correct.F) A) and C)
G) A) and D)

Exam 16: Income,welfare,and Education Policy: Providing for Personal Security

Welfare Reform Act of 1996 had support from both Republicans and Democrats because it ended the

Correct AnswerverifiedA

Overall,poverty rates are HIGHEST in the

Correct AnswerverifiedShow Answer

The EITC (Earned Income Tax Credit) represents a reallocation of income to

Correct AnswerverifiedShow Answer

The poverty line is defined as

Correct AnswerverifiedShow Answer

Which of the following statements is NOT true about Medicare?

Correct AnswerverifiedShow Answer

About one in ________ children live in poverty.

Correct AnswerverifiedShow Answer

Which of the following is true of social security and Medicare?

Correct AnswerverifiedE

Who among the framers of the Constitution noted that no issue was more likely to provoke conflict that how society's resources are distributed?

Correct AnswerverifiedShow Answer

What is meant by the poverty line? Which Americans are most likely to live in a household with an income below the poverty line? What is meant by "the feminization of poverty?"

Correct AnswerverifiedThe government defines the poverty line ...View AnswerShow Answer

Welfare policy in the United States

Correct AnswerverifiedShow Answer

A tax where the marginal tax rate increases as income rises is a(n)

Correct AnswerverifiedA

The term means test refers to

Correct AnswerverifiedShow Answer

Which of the following has led to gains for top earners in recent decades?

Correct AnswerverifiedShow Answer

The term entitlement refers to a program

Correct AnswerverifiedShow Answer

In the run-up to the presidential election of 2016,who of the following said that student loans are "one of the only things the government shouldn't make money off"?

Correct AnswerverifiedShow Answer

U.S.job growth since the 1970s has mostly occurred in which area(s) ?

Correct AnswerverifiedShow Answer

Social insurance programs have high levels of public support because

Correct AnswerverifiedShow Answer

Which of the following most accurately describes the American middle class between 1970 and 2015?

Correct AnswerverifiedShow Answer

Discuss what is meant by a social insurance program and provide examples.

Correct AnswerverifiedSocial insurance programs are those prog...View AnswerShow Answer

The major reason social security is likely to be the topic of reform is because

Correct AnswerverifiedShow Answer

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The government defines the poverty line ...
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Social insurance programs are those prog...
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