Question 1

Healthcare spending in American has risen faster than the cost of living index for decades.

Accepted Answer

A) True 
 B)False

Question 2

Which of the following is a provision of the Patient Protection and Affordable Care Act of 2010 that went into effect that year?

Accepted Answer

A)   Insurers must cover dependent adult children until age 26.
B)   Indoor tanning salons pay a 10% tax.
C)   All Americans are required to have healthcare insurance.
D)   A 40% excise tax is taken on prescription drugs.E) A) and D)
F) C) and D)

Question 3

Healthcare insurance premiums increased significantly shortly after passage of the Patient Protection and Affordable Care Act of 2010 (PPACA) . A part of the increased premiums was due to ____.

Accepted Answer

A)   a new fee on healthcare insurance companies
B)   increased demand for private healthcare insurance
C)   no deductibles or co-payments for preventive care services
D)   a 20% increase in prescription drug pricesE) A) and C)
F) A) and B)

Question 4

The Patient Protection and Affordable Care Act of 2010 will add a new funding source in 2018. That source is ____.

Accepted Answer

A)   new excise taxes on tobacco products
B)   new excise taxes on alcoholic beverages
C)   an excise tax on the healthcare plans with most benefits
D)   a new excise tax on fast food restaurantsE) All of the above
F) B) and D)

Question 5

A jury in a medical malpractice lawsuit against a hospital determines that the patient is responsible for two-thirds of the injury and the hospital is responsible for one-third. The jury determined that the compensation for the injury will be $900,000. The hospital had to pay the entire amount. This is due to ____.

Accepted Answer

A)   punitive damages
B)   joint and several liability
C)   the statute of limitations
D)   clerical errorE) A) and D)
F) A) and C)

Question 6

Which factor is most responsible for causing rapid rises in the salaries of healthcare professionals?

Accepted Answer

A)   A 2% increase in the cost of living
B)   Increased educational requirements for the profession
C)   Increased training requirements for the profession
D)   A shortage of qualified professionalsE) None of the above
F) B) and D)

Question 7

Which healthcare insurance company action will result in the biggest cost savings?

Accepted Answer

A)   Raising co-payments for name brand drugs
B)   Asking beneficiaries to request generic drugs
C)   Requiring participating physicians to allow substitutions for name brand drugs
D)   Requiring insurance company approval for name brand drug prescriptionsE) B) and D)
F) B) and C)

Question 8

Many healthcare insurance companies offer incentives for covered persons to improve their health by exercising, not using tobacco products, and losing weight. When such incentives work, the insurance companies' costs should go ____ and future Medicare costs should go _____ due to increased longevity.

Accepted Answer

A)   down; down
B)   down; up
C)   up; down
D)   up; upE) A) and C)
F) None of the above

Question 9

Explain why widespread use of high deductible healthcare insurance plans would probably reduce the costs of routine outpatient services.

Accepted Answer

Insured persons must pay directly for ou...

Question 10

A unique feature of the Oregon Health Plan is a(n) ____________________.

Accepted Answer

The answer of A unique feature of the Oregon Health...

Question 11

The legal basis of a medical malpractice lawsuit is ____.

Accepted Answer

A)   a poor outcome
B)   injury due to a wrongful act
C)   patient or family dislike of the clinician
D)   compensation for lost wages while illE) C) and D)
F) B) and D)

Question 12

People born in the United States from 1946 through 1964 are called ____________________.

Accepted Answer

The answer of People born in the United States from...

Question 13

The Clinton Healthcare Plan of 1993 received almost no support from congressional Republicans and only partial support from congressional Democrats. Give reasons for the lack of support.

Accepted Answer

Fee-for-service reimbursement of provide...

Question 14

The Oregon Health Plan ranked treatments based on cost and effectiveness. What determines which treatments receive funding in each two-year budget?

Accepted Answer

A)   available funds
B)   treatments ranked in top 90%
C)   treatments ranked in top 80%
D)   treatments ranked in top 70%E) None of the above
F) B) and C)

Question 15

The Patient Protection and Affordable Care Act of 2010 plans to lower medical costs through the use of ____.

Accepted Answer

A)   Accountable Care Organizations
B)   rationing of treatments based on cost and effectiveness
C)   annual decreases in reimbursements for healthcare services
D)   financial incentives to individuals who adopt healthier lifestylesE) None of the above
F) All of the above

Exam 3: The Rising Costs of Medical Services and Healthcare Reform

The legal basis of a medical malpractice lawsuit is ____.

Correct Answer
verified

Explain why widespread use of high deductible healthcare insurance plans would probably reduce the costs of routine outpatient services.

Correct Answer
verified
Insured persons must pay directly for ou...
View Answer

Many healthcare insurance companies offer incentives for covered persons to improve their health by exercising, not using tobacco products, and losing weight. When such incentives work, the insurance companies' costs should go and future Medicare costs should go _ due to increased longevity.

Correct Answer
verified

The Patient Protection and Affordable Care Act of 2010 plans to lower medical costs through the use of ____.

Correct Answer
verified

Which factor is most responsible for causing rapid rises in the salaries of healthcare professionals?

Correct Answer
verified

The Patient Protection and Affordable Care Act of 2010 will add a new funding source in 2018. That source is ____.

Correct Answer
verified

The Clinton Healthcare Plan of 1993 received almost no support from congressional Republicans and only partial support from congressional Democrats. Give reasons for the lack of support.

Correct Answer
verified
Fee-for-service reimbursement of provide...
View Answer

A unique feature of the Oregon Health Plan is a(n) ____________________.

Correct Answer
verified

Which of the following is a provision of the Patient Protection and Affordable Care Act of 2010 that went into effect that year?

Correct Answer
verified

People born in the United States from 1946 through 1964 are called ____________________.

Correct Answer
verified

Which healthcare insurance company action will result in the biggest cost savings?

Correct Answer
verified

The Oregon Health Plan ranked treatments based on cost and effectiveness. What determines which treatments receive funding in each two-year budget?

Correct Answer
verified

Healthcare insurance premiums increased significantly shortly after passage of the Patient Protection and Affordable Care Act of 2010 (PPACA) . A part of the increased premiums was due to ____.

Correct Answer
verified

Correct Answer
verified

Healthcare spending in American has risen faster than the cost of living index for decades.

Correct Answer
verified

Exam 3: The Rising Costs of Medical Services and Healthcare Reform

The legal basis of a medical malpractice lawsuit is ____.

Correct AnswerverifiedShow Answer

Explain why widespread use of high deductible healthcare insurance plans would probably reduce the costs of routine outpatient services.

Correct AnswerverifiedInsured persons must pay directly for ou...View AnswerShow Answer

Correct AnswerverifiedShow Answer

The Patient Protection and Affordable Care Act of 2010 plans to lower medical costs through the use of ____.

Correct AnswerverifiedShow Answer

Which factor is most responsible for causing rapid rises in the salaries of healthcare professionals?

Correct AnswerverifiedShow Answer

The Patient Protection and Affordable Care Act of 2010 will add a new funding source in 2018. That source is ____.

Correct AnswerverifiedShow Answer

The Clinton Healthcare Plan of 1993 received almost no support from congressional Republicans and only partial support from congressional Democrats. Give reasons for the lack of support.

Correct AnswerverifiedFee-for-service reimbursement of provide...View AnswerShow Answer

A unique feature of the Oregon Health Plan is a(n) ____________________.

Correct AnswerverifiedShow Answer

Which of the following is a provision of the Patient Protection and Affordable Care Act of 2010 that went into effect that year?

Correct AnswerverifiedShow Answer

People born in the United States from 1946 through 1964 are called ____________________.

Correct AnswerverifiedShow Answer

Which healthcare insurance company action will result in the biggest cost savings?

Correct AnswerverifiedShow Answer

The Oregon Health Plan ranked treatments based on cost and effectiveness. What determines which treatments receive funding in each two-year budget?

Correct AnswerverifiedShow Answer

Healthcare insurance premiums increased significantly shortly after passage of the Patient Protection and Affordable Care Act of 2010 (PPACA) . A part of the increased premiums was due to ____.

Correct AnswerverifiedShow Answer

Correct AnswerverifiedShow Answer

Healthcare spending in American has risen faster than the cost of living index for decades.

Correct AnswerverifiedShow Answer

Correct Answer
verified

Correct Answer
verified
Insured persons must pay directly for ou...
View Answer

Correct Answer
verified

Correct Answer
verified

Correct Answer
verified

Correct Answer
verified

Correct Answer
verified
Fee-for-service reimbursement of provide...
View Answer

Correct Answer
verified

Correct Answer
verified

Correct Answer
verified

Correct Answer
verified

Correct Answer
verified

Correct Answer
verified

Correct Answer
verified

Correct Answer
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