Question 1

Research asking employees about their benefits has shown that employees:

Accepted Answer

A)   significantly underestimate the cost and value of their benefits.
B)   only want their companies to provide them with cafeteria-style plans.
C)   want health care professionals to be chosen by the organization.
D)   prefer cash compensation over benefits.
E)   understand the value of benefits without assistance from employers.F) B) and C)
G) C) and E)

Question 2

Linda,who is pregnant,works for an organization with more than 100 employees.She lives 20 miles away from work.By federal law,she is entitled to _____ of unpaid leave after her child is born.

Accepted Answer

A)   12 days
B)   56 days
C)   12 weeks
D)   30 weeks
E)   11 monthsF) B) and C)
G) None of the above

Question 3

Which of the following benefits provided by employer is required by law in the United States?

Accepted Answer

A)   Paid vacation
B)   Personal leave
C)   Flextime
D)   Social Security
E)   Retirement savings planF) B) and E)
G) A) and E)

Question 4

James is the founder of a new start-up company.He hires mostly young employees who are fresh out of college.He finds that most of his employees are willing to develop their knowledge and skills and would like to take up courses to improve themselves.Which of the following programs is James most likely to use in order to encourage this behavior?

Accepted Answer

A)   Tuition reimbursement program
B)   Employee wellness program
C)   Worker's compensation program
D)   Short-term vesting program
E)   Mature education programF) A) and D)
G) B) and C)

Question 5

Employees who are parents always need child care and family leave.

Accepted Answer

A) True 
 B)False

Question 6

Which of the following is true of a cash balance plan?

Accepted Answer

A)   All contributions to the plan come from the employee.
B)   The money earns interest at a predetermined rate, such as the rate paid on U.S. Treasury bills.
C)   Older employees with many years of service benefit to a greater degree than do younger workers just starting their careers.
D)   It penalizes employees for changing jobs.
E)   Employees cannot predict retirement benefits under cash balance plans.F) All of the above
G) B) and E)

Question 7

Ryan was working as an engineer at a paint manufacturing company.A chemical spill at the factory caused an accident that left him permanently disabled.Which of the following programs is specifically designed to help employees like Ryan?

Accepted Answer

A)   Unqualified retirement plan
B)   Vested-benefit plan
C)   Social Security
D)   Defined-benefit plan
E)   Work-sharing planF) None of the above
G) C) and D)

Question 8

Under the Americans with Disabilities Act,which of the following employers is most likely to face legal challenges?

Accepted Answer

A)   An employer who switches to a risk-based policy after hiring a disabled employee
B)   An employer who sets guidelines for using waivers
C)   An employer who discriminates against workers over age 40 in providing pay or benefits
D)   An employer who has risk-based insurance and then hires an employee with a disability
E)   An employer who does not have risk-based insuranceF) All of the above
G) None of the above

Question 9

In which of the following situations will workers become eligible for unemployment benefits?

Accepted Answer

A)   When they have worked only for a few days
B)   When they are out of work because they are sick
C)   When they are discharged because of willful misconduct
D)   When they are actively seeking work
E)   When they are out of work because of a labor disputeF) A) and B)
G) A) and E)

Question 10

Why is it essential for organizations to communicate the nature and value of benefits to their employees?

Accepted Answer

Organizations must communicate benefits ...

Question 11

Which of the following is true of short-term disability insurance?

Accepted Answer

A)   It pays the full amount of a disabled employee's salary for a minimum period of one year.
B)   It pays the double the full salary of a disabled employee for a period of two months.
C)   Only employees who have been with an organization for less than two years are eligible for short-term disability insurance.
D)   It pays a portion of a disabled employee's salary as benefits for up to six months.
E)   It is only provided to those individuals who work part time.F) D) and E)
G) C) and E)

Question 12

An organization employs Rick,a bilateral amputee,to work as a research analyst.When Sarah,the organization's chief advisor,becomes aware of this,she argues that the organization is going to experience legal challenges.According to the Americans with Disabilities Act,which of the following will strengthen Sarah's argument?

Accepted Answer

A)   The organization has a risk-based insurance in place before recruiting Rick.
B)   The organization plans to stop Rick's benefits when he reaches the age of 50.
C)   The organization switches to a risk-based policy after hiring Rick.
D)   The organization gives equal access to Rick as other employees.
E)   The organization does not have a risk-based insurance.F) C) and E)
G) A) and B)

Question 13

Which of the following is true of employee benefits?

Accepted Answer

A)   Employees have a thorough understanding of what benefits they have and what the market value of these benefits is.
B)   Employees significantly underestimate the cost and value of their benefits.
C)   Employers do an effective job of communicating the cost and value of benefits to their employees.
D)   Employees, for the most part, are just not interested in their benefits.
E)   Employers have very limited options for communicating information about benefits.F) B) and E)
G) None of the above

Question 14

Which of the following strategies can be legally adopted by organizations looking to restructure the workforce to minimize the expense of benefits?

Accepted Answer

A)   Using more independent contractors rather than hiring additional employees
B)   Limiting the coverage on life insurance based upon an employee's age
C)   Using more full-time rather than part-time employees
D)   Recruiting new employees instead of demanding overtime from existing employees
E)   Substituting HMO and PPO plans with traditional health insurance plansF) A) and B)
G) A) and C)

Question 15

Which of the following is true of child care?

Accepted Answer

A)   At the highest level of involvement, organizations provide vouchers or discounts for employees to use at existing child care facilities.
B)   Companies that provide child care facilities face liability concerns.
C)   Provision of child care is mandatory under the Family and Medical Leave Act.
D)   Child care should be limited to provision of leaves to employees.
E)   Child care must include death benefits for it to be considered as a qualified plan.F) B) and E)
G) A) and B)

Question 16

Which of the following is a function of elder care benefits offered by organizations?

Accepted Answer

A)   They provide direct financial assistance.
B)   They provide tax exemptions on medical bills of the dependent elders.
C)   They set up elderly care facilities close to the workplace.
D)   They provide information, referrals, and support.
E)   They provide vouchers and discounts to help employees access the existing elderly care facilities.F) B) and E)
G) B) and D)

Question 17

Under the workers' compensation laws,employees are eligible to receive their regular paycheck in the event of a disability.

Accepted Answer

A) True 
 B)False

Question 18

Which of the following actions help organizations reduce the cost of health care benefits offered to employees?

Accepted Answer

A)   Increasing the amount employers pay for deductibles and coinsurance
B)   Selecting traditional health insurance over HMOs and PPOs as a preferred option
C)   Expanding the coverage for different types of claims
D)   Paying some or all of the difference in cost between an HMO or PPO plan
E)   Shifting from traditional health insurance plans to PPOs and CDHPsF) B) and C)
G) A) and D)

Question 19

Social security benefits increase if a worker earns wages above the exempt amount.

Accepted Answer

A) True 
 B)False

Question 20

The Family and Medical Leave Act of 1993 requires organizations with 50 or more employees within a 75-mile radius to provide as much as 12 weeks of unpaid leave to qualifying employees.

Accepted Answer

A) True 
 B)False

Exam 14: Providing Employee Benefits

Social security benefits increase if a worker earns wages above the exempt amount.

Correct Answer
verified

Linda,who is pregnant,works for an organization with more than 100 employees.She lives 20 miles away from work.By federal law,she is entitled to _____ of unpaid leave after her child is born.

Correct Answer
verified

Under the Americans with Disabilities Act,which of the following employers is most likely to face legal challenges?

Correct Answer
verified

Which of the following is true of employee benefits?

Correct Answer
verified

Correct Answer
verified

Which of the following actions help organizations reduce the cost of health care benefits offered to employees?

Correct Answer
verified

Under the workers' compensation laws,employees are eligible to receive their regular paycheck in the event of a disability.

Correct Answer
verified

Which of the following is true of short-term disability insurance?

Correct Answer
verified

In which of the following situations will workers become eligible for unemployment benefits?

Correct Answer
verified

Which of the following benefits provided by employer is required by law in the United States?

Correct Answer
verified

Why is it essential for organizations to communicate the nature and value of benefits to their employees?

Correct Answer
verified
Organizations must communicate benefits ...
View Answer

Correct Answer
verified

Employees who are parents always need child care and family leave.

Correct Answer
verified

Which of the following is true of child care?

Correct Answer
verified

Ryan was working as an engineer at a paint manufacturing company.A chemical spill at the factory caused an accident that left him permanently disabled.Which of the following programs is specifically designed to help employees like Ryan?

Correct Answer
verified

The Family and Medical Leave Act of 1993 requires organizations with 50 or more employees within a 75-mile radius to provide as much as 12 weeks of unpaid leave to qualifying employees.

Correct Answer
verified

Research asking employees about their benefits has shown that employees:

Correct Answer
verified

Which of the following strategies can be legally adopted by organizations looking to restructure the workforce to minimize the expense of benefits?

Correct Answer
verified

Which of the following is true of a cash balance plan?

Correct Answer
verified

Which of the following is a function of elder care benefits offered by organizations?

Correct Answer
verified

Exam 14: Providing Employee Benefits

Social security benefits increase if a worker earns wages above the exempt amount.

Correct AnswerverifiedShow Answer

Linda,who is pregnant,works for an organization with more than 100 employees.She lives 20 miles away from work.By federal law,she is entitled to _____ of unpaid leave after her child is born.

Correct AnswerverifiedShow Answer

Under the Americans with Disabilities Act,which of the following employers is most likely to face legal challenges?

Correct AnswerverifiedShow Answer

Which of the following is true of employee benefits?

Correct AnswerverifiedShow Answer

Correct AnswerverifiedShow Answer

Which of the following actions help organizations reduce the cost of health care benefits offered to employees?

Correct AnswerverifiedShow Answer

Under the workers' compensation laws,employees are eligible to receive their regular paycheck in the event of a disability.

Correct AnswerverifiedShow Answer

Which of the following is true of short-term disability insurance?

Correct AnswerverifiedShow Answer

In which of the following situations will workers become eligible for unemployment benefits?

Correct AnswerverifiedShow Answer

Which of the following benefits provided by employer is required by law in the United States?

Correct AnswerverifiedShow Answer

Why is it essential for organizations to communicate the nature and value of benefits to their employees?

Correct AnswerverifiedOrganizations must communicate benefits ...View AnswerShow Answer

Correct AnswerverifiedShow Answer

Employees who are parents always need child care and family leave.

Correct AnswerverifiedShow Answer

Which of the following is true of child care?

Correct AnswerverifiedShow Answer

Ryan was working as an engineer at a paint manufacturing company.A chemical spill at the factory caused an accident that left him permanently disabled.Which of the following programs is specifically designed to help employees like Ryan?

Correct AnswerverifiedShow Answer

The Family and Medical Leave Act of 1993 requires organizations with 50 or more employees within a 75-mile radius to provide as much as 12 weeks of unpaid leave to qualifying employees.

Correct AnswerverifiedShow Answer

Research asking employees about their benefits has shown that employees:

Correct AnswerverifiedShow Answer

Which of the following strategies can be legally adopted by organizations looking to restructure the workforce to minimize the expense of benefits?

Correct AnswerverifiedShow Answer

Which of the following is true of a cash balance plan?

Correct AnswerverifiedShow Answer

Which of the following is a function of elder care benefits offered by organizations?

Correct AnswerverifiedShow Answer

Correct Answer
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Correct Answer
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Correct Answer
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Correct Answer
verified

Correct Answer
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Correct Answer
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Correct Answer
verified

Correct Answer
verified

Correct Answer
verified

Correct Answer
verified

Correct Answer
verified
Organizations must communicate benefits ...
View Answer

Correct Answer
verified

Correct Answer
verified

Correct Answer
verified

Correct Answer
verified

Correct Answer
verified

Correct Answer
verified

Correct Answer
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Correct Answer
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Correct Answer
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